# MITEY U.S. mortgage decision workspace

Educational calculations and source-linked guidance. A calculation is not a credit approval. National PMMS benchmarks are not city lender offers. Preserve observation dates and limitations.

- [Universal studio](https://baltimoremortgagerates.com/studio): 34 transparent methods.
- [API specification](https://baltimoremortgagerates.com/api/openapi.json)
- [MCP documentation](https://baltimoremortgagerates.com/developers)
- [Dated benchmarks](https://baltimoremortgagerates.com/api/v1/rates)
- [Portal profiles](https://baltimoremortgagerates.com/api/v1/portals)
- Local plans: GET https://baltimoremortgagerates.com/api/v1/portals/{domain}/local-plan. Preserve unresolved geography and source-check dates. Optional state selects reference material, not jurisdiction or a rate.
- [Mortgage guides](https://baltimoremortgagerates.com/guides)

This discovery file does not confer indexing, ranking or AI visibility. This deployment remains a working review.